Portrait of Dr Sujata Visaria

Dr Sujata Visaria

Reader in Finance

Bayes Business School, Faculty of Finance

Contact

Visit Sujata Visaria

Bunhill Row

Postal address

Bayes Business School
106 Bunhill Row
London
EC1Y 8TZ
United Kingdom

About

Overview

Dr. Visaria is Reader of Finance at Bayes Business School, and concurrently for 2023-24, Associate Professor of Economics at the Hong Kong University of Science and Technology.

Her research has examined financial constraints and contracting frictions in developing countries, often in agricultural settings.

She is a member of the Standing Panel on Impact Assessment of the CGIAR (2021-24), and associate editor at the Journal of Economic Behaviour and Organization (2023-24), and at the Asian Development Review (2023-25).

Before coming to Bayes, Sujata taught at the Hong Kong University of Science and Technology, University of Michigan and Boston University. She has a PhD in Economics from Columbia University, an MA in Economics from the Delhi School of Economics, and a BA in Economics (Honours) from Miranda House, University of Delhi.

Qualifications

  • PhD, Columbia University, United States

Postgraduate training

  • MA Economics, Delhi School of Economics, University of Delhi, India

Employment

  • Reader, Bayes Business School, Aug 2023 – present
  • Member, Standing Panel on Impact Assessment, CGIAR, Jul 2021 – present
  • Associate Professor, Hong Kong University of Science and Technology, Jul 2017 – present

Languages

Gujarati (can read, write, speak and understand spoken) and Hindi (can read, write, speak and understand spoken).

Expertise

Primary topics

  • Financial Economics

Industries

  • retail financial services

Geographic Areas

  • Asia

Publications

Journal articles (11)

  1. Maitra, P., Mitra, S., Mookherjee, D. and Visaria, S. (2024). Decentralized Targeting of Agricultural Credit Programs: Private versus Political Intermediaries. Journal of the European Economic Association. doi:10.1093/jeea/jvae018.
  2. Bhattacharya, U., Kumar, A., Visaria, S. and Zhao, J. (2023). Do Women Receive Worse Financial Advice? The Journal of Finance.
  3. Maitra, P., Mitra, S., Mookherjee, D. and Visaria, S. (2022). Evaluating the distributive effects of a micro-credit intervention. Journal of Development Economics, 158. doi:10.1016/j.jdeveco.2022.102896.
  4. Lim, W. and Visaria, S. (2020). The Borrowing Puzzle: Why Do Filipino Domestic Workers in Hong Kong, China Borrow Rather than Dissave? Asian Development Review, 37(2), pp. 77–99. doi:10.1162/adev_a_00150.

    [publisher’s website]

  5. Mitra, S., Mookherjee, D., Torero, M. and Visaria, S. (2018). Asymmetric Information and Middleman Margins: An Experiment with Indian Potato Farmers. The Review of Economics and Statistics, 100(1). doi:10.1162/rest_a_00699.
  6. Chao, M.M., Visaria, S., Mukhopadhyay, A. and Dehejia, R. (2017). Do rewards reinforce the growth mindset?: Joint effects of the growth mindset and incentive schemes in a field intervention. Journal of Experimental Psychology: General, 146(10), pp. 1402–1419. doi:10.1037/xge0000355.

    [publisher’s website]

  7. Maitra, P., Mitra, S., Mookherjee, D., Motta, A. and Visaria, S. (2017). Financing smallholder agriculture: An experiment with agent-intermediated microloans in India. Journal of Development Economics, 127, pp. 306–337. doi:10.1016/j.jdeveco.2017.03.001.

    [publisher’s website]

  8. Visaria, S., Dehejia, R., Chao, M.M. and Mukhopadhyay, A. (2016). Unintended consequences of rewards for student attendance: Results from a field experiment in Indian classrooms. Economics of Education Review, 54, pp. 173–184. doi:10.1016/j.econedurev.2016.08.001.

    [publisher’s website]

  9. (2012). The Distributive Impact of Reforms in Credit Enforcement: Evidence From Indian Debt Recovery Tribunals. Econometrica, 80(2), pp. 497–558. doi:10.3982/ecta9038.

    [publisher’s website]

  10. Visaria, S. (2009). Legal Reform and Loan Repayment: The Microeconomic Impact of Debt Recovery Tribunals in India. American Economic Journal: Applied Economics, 1(3), pp. 59–81. doi:10.1257/app.1.3.59.

    [publisher’s website]

  11. Field, E., Levinson, M., Pande, R. and Visaria, S. (2008). Segregation, Rent Control, and Riots: The Economics of Religious Conflict in an Indian City. American Economic Review, 98(2), pp. 505–510. doi:10.1257/aer.98.2.505.

    [publisher’s website]

Working papers (3)